CREDEX

CREDEX is a new corporate insolvency prediction solution that detects changes in corporate credit status
in real time using AI and informs you of the risk of insolvency in advance.

What is

Are you still using a credit rating service that relies on old data?

Meet an innovative corporate insolvency prediction solution
that analyzes corporate financial and non-financial data
in real time.

포스코ICT의 인공지능 기업부실예측 솔루션 크레덱스 / AI-based Enterprise insolvency prediction Solution, CREDEX 포스코ICT의 인공지능 기업부실예측 솔루션 크레덱스 / AI-based Enterprise insolvency prediction Solution, CREDEX

CREDEX is a new corporate insolvency prediction solution that analyzes all public data
of a company in real time and provides an evaluation index of corporate credit.
It provides differentiated services, such as detecting changes in corporate credit status
in real time and giving advance notification of insolvency risk.
Experience efficient risk management through the distinctly different technology and services of CREDEX.

Watch how we overcome the limitation
of traditional credit ratings
to predict corporate insolvency.

Many have voiced their concern
about the safety of transactions.

Default
Sales
Purchasing
Finance
1년에 한번 발행하는 재무제표는 이미 기업의 과거 Data 입니다 / financial statements which are issued once a year are already outdated data
About 14% of financial accidents within 90 days
  • Vulnerability of Rule-based evaluation
    based on financial statements issued
    once a year
지금은 문제없는 회사이지만 1년 뒤에도 문제가 없는 회사일까요? / the company doesn't have financial issues now but is it still gonna be okay next year?

Sales

  • Will I receive money from my client?
  • The credit rating is fine for now,
    but what should I do about overdue
    receivables?
거래처의 상태를 실시간으로 알고 싶으세요? / Do you want to know the real time financial status of your contractors?

Purchasing

  • What should I do if my subcontractor
    suddenly goes into insolvency?
  • Is it possible to monitor
    my subcontractor's status in real time?
미수채권이 발생하기 전에 미리 알 수 없을까요? / Can we know in advance if we are going to have outstanding bonds?

Finance

  • Can I make it easier to manage a client's
    accounts receivables?
  • What can I do before receivables
    become overdue?

Which one would you choose?

  • Trailing indicators Existing services
  • Leading indicators CREDEX
vs

Key Value

For safe transactions, it is important to determine the possibility of insolvency of your clients and subcontractors in real time.
CREDEX made it possible.

  • 포스코ICT의 AI 신용평가 크레덱스는 수많은 기업들의 재무적, 비재무적 데이터를 실시간 수집하여 학습합니다 / POSCO ICT's AI-based Enterprise credit-rating Solution, CREDEX collects and learns financial and non-financial data of numerous companies on a real time basis

    Timely risk assessment

    Repeatedly learns the anomalies of multiple companies based on the results of real-time collection and analysis of corporate financial and non-financial data.

  • 포스코ICT의 AI 신용평가 크레덱스는 기업의 지불성향 및 지불여력을 추론하여 채무 상환능력을 평가합니다 / POSCO ICT's AI-based Enterprise credit-rating Solution, CREDEX rates overall payment ability companies by infering payment propensity and capacity

    Comprehensive and differentiated information

    Comprehensively evaluates repayment capacity through inferences about the client's propensity to pay and solvency in commercial transactions.

  • 포스코ICT의 AI 신용평가 크레덱스는 기업 부실 발생 위험을 사전에 알려 드립니다 / POSCO ICT's AI-based Enterprise credit rating Solution, CREDEX informs you of enterprise insolvency in advance

    Early Risk Warning

    Detects changes in corporate credit ratings and notifies you of the risk of insolvency in advance.

  • 크레덱스는 이크레더블의 신용정보 노하우와 포스코ICT의 AI 기술력으로 탄생하였습니다 / AI-based enterprise insolvency prediction solution Credx has been developed by the information of enterprise credit rating of e-Credible and AI Technology of Posco ICT

    Convergence of 20 years of experience and AI technology

    Based on eCredible’s 20years of experience and know-how in the credit information business, we have created new value by adding AI technology.

  • 포스코ICT의 AI 신용평가 크레덱스는 수많은 기업들의 재무적, 비재무적 데이터를 실시간 수집하여 학습합니다 / POSCO ICT's AI-based Enterprise credit rating Solution, CREDEX collects and learns financial and non-financial data of lots of companies on a real time basis

    Timely risk assessment

    Repeatedly learns the anomalies of multiple companies based on the results of real-time collection and analysis of corporate financial and non-financial data.

  • 크레덱스는 이크레더블의 신용정보 노하우와 포스코ICT의 AI 기술력으로 탄생하였습니다 / Credex has been developed by e-Credible's know-how on enterprise credit rating and Posco ICT's AI Technology

    Comprehensive and differentiated information

    Evaluates comprehensive repayment capacity through inferences about the client's propensity to pay and solvency in commercial transactions.

  • 포스코ICT의 AI 신용평가 크레덱스는 기업 부실 발생 위험을 사전에 알려 드립니다 / POSCO ICT's AI-based Enterprise credit rating Solution, CREDEX tells enterprise insolvency in advance

    Early Risk Warning

    Detects changes in corporate credit ratings and notifies you of the risk of insolvency in advance.

  • 크레덱스는 이크레더블의 신용정보 노하우와 포스코ICT의 AI 기술력으로 탄생하였습니다 / AI-based enterprise insolvency prediction solution Credx has been developed by the information of enterprise credit rating of e-Credible and AI Technology of Posco ICT

    Convergence of 20 years of experience and AI technology

    Based on eCredible’s 20years of experience and know-how in the credit information business, we have created new value by adding AI technology.

  • 포스코ICT의 AI 신용평가 크레덱스는 재무제표 뿐만 아니라, 금융데이터, 공공조달, 국민연금, 처분공고, 상거래 데이터와 같은 비재무 데이터를 사용합니다 /  POSCO ICT's AI-based Enterprise credit-rating Solution, CREDEX uses not only financial statements but also non-financial data like business transactions
  • 포스코ICT의 AI 신용평가 솔루션 크레덱스 / AI-based Enterprise Credit rating solution, CREDEX of Posco ICT
  • 포스코ICT의 AI 기반 기업부실예측 솔루션 크레덱스 / AI-based Enterprise insolvency prection solution, CREDEX of Posco ICT
  • 포스코ICT의 AI 신용평가 솔루션 크레덱스 / AI-based Enterprise Credit rating solution, CREDEX of Posco ICT
  • 포스코ICT의 크레덱스는 기업부실 예측평가지수와 자금조달 능력 예측 서비스를 제공합니다 / CREDEX of Posco ICT provides debt-payback ability index and funding ability prediction to repay
AI 신용평가 솔루션 크레덱스 크레덱스는 기업부실 예측평가지수와 자금조달 능력 예측 서비스를 제공합니다 / AI-based enterprise insolvency prediction solution CREDEX provides debt-payback ability index and funding ability prediction to repay

Use Case

Reduce transaction risk with CREDEX.
This is the beginning of risk management.
  • 포스코ICT의 크레덱스는 체계적인 매출채권 모니터링 서비스를 제공합니다 / CREDEX makes bond management easy and systematic. Monitoring of accounts receivables
    Monitoring of accounts receivables

    Systematic status management of receivables

    Analyzes the likelihood of collecting money through a ‘corporate insolvency prediction evaluation,’ and links it with each receivable’s likelihood of being collected

  • 포스코ICT의 크레덱스는 고객이 쉽게 CREDEX를 이용할 수 있도록 API와 신용변동 알람을 제공합니다 / POSCO ICT's Credex provides API and credit fluctuation alarm so that customers can easily use CREDEX Provision of client conveniences
    Provision of client conveniences

    Improves utilization of evaluation data

    Provides a level change notification service, print out service and an API for the clients' system to link and utilize the evaluated data

  • 포스코ICT의 크레덱스는 기업부실 예측평가지수를 제공합니다 / CREDEX of Posco ICT provides debt-payback ability index Corporate insolvency prediction evaluation
    Corporate insolvency prediction evaluation

    High utilization throughout the all phases of contract

    Evaluates comprehensive repayment capacity through an inferential analysis of the companies' payment propensity and capacity

  • 포스코ICT의 크레덱스는 세부 평가결과를 리포트로 제공합니다 / CREDEX of Posco ICT provides detailed Credit Rating reports Evaluation report
    Evaluation report

    An important role in decision-making

    Verifies the results of the corporate insolvency prediction evaluation of
    a company as well as various financial and
    non-financial information

If you have any questions about CREDEX,
please contact us. Contact us